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Calcolatrice di composizione

Prevedi e comprendi la tua ricchezza prevista con il nostro calcolatore composto gratuito.

Come utilizzare il nostro calcolatore online di interessi composti

PASSO 1
Inserisci un importo iniziale con cui ti sentiresti a tuo agio a investire. Consigliamo un minimo di £ 2.000.
Passo 2
Inserisci un aumento percentuale mensile realistico che desideri ottenere. Ti consigliamo di rimanere prudente per iniziare. Tuttavia, utilizzando le nostre strategie collaudate, ti consigliamo di essere in grado di vedere rendimenti mensili di 3-6% al mese.
Passaggio 3
Inserisci un importo che ti sentiresti a tuo agio a investire ogni mese. Ti consigliamo di iniziare con £ 100 al mese.
Passaggio 4
Inserisci qualsiasi importo extra che vorresti investire nel tuo conto nei prossimi 15 anni. Questa è la somma collettiva di denaro che potresti voler aggiungere (e puoi lasciare vuoto questo campo se non sei sicuro).
Passaggio 5
Calcola l'interesse composto che riceverai nel periodo di 15 anni.
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Ma cos'è in realtà l'interesse composto?

Conosciuto anche come "interesse sugli interessi", l'interesse composto parla del concetto di investire i tuoi soldi e reinvestire gli interessi guadagnati su quei soldi. La combinazione di investimenti regolari e coerenti per un lungo periodo di tempo con il potere dell'interesse composto può essere incredibilmente efficace per far crescere la tua ricchezza in modo sostenibile (e rapido).

Esempi di investimenti in cui l'interesse può essere aggravato includono:

What Actually Is Compound Interest

Inizia oggi stesso a costruire il tuo futuro finanziario.

Se vuoi aumentare la tua ricchezza, la comprensione dell'interesse composto è essenziale. Si dice che Albert Einstein abbia descritto l'interesse composto come l'ottava meraviglia del mondo. Il concetto prevede di guadagnare un ritorno non solo sui tuoi risparmi originali, ma anche sugli interessi accumulati che hai fatto sull'investimento passato dei tuoi risparmi.

Raggiungere l'indipendenza finanziaria attraverso istruzione di prima classe

For support in understanding how to develop and use a compound interest growth strategy to increase your wealth, book a bespoke investment strategy session with our investing consultants.

Domande frequenti sulla composizione

Ecco alcune delle nostre domande più frequenti sul nostro calcolatore composto e su come funziona.

If you have run some figures through our Compounding Calculator, you will no doubt wonder if what you are seeing is true. Well, you better believe it because our calculator doesn’t lie! What you see with your eyes is the magic of compounding right there in front of you. In other words, the more you can invest, the better your investments will compound! But what should you begin with? Well, our financial data analysts reckon that £2,000 is a good sum to begin with, adding £100 minimum a month. That gets your investment off to a great start. You can then build on that over time. That, of course, is the key – TIME. Compounding works its magic over time and when you DO NOT touch this account at any time when it is growing. You start this primary investment account, keep adding to it with what you can comfortably afford each month/year – but Sempre leave it alone. So, remember, hands off! This is your golden path to a financially secure future.
In a standard bank account or savings account or investment account, interest is always accrued on a sum of money in that account at the end of the month or year. However, compounding works a little differently because the compounding is always happening, day-to-day, even when you sleep. That all depends on what kind of compounding arrangement you have with your account provider and the interest rate they have given you. It could be daily, monthly, quarterly, half-yearly or yearly. That is the great beauty of compound interest – it’s the money your money is making, working for you, non-stop. Try our online Compounding Calculator above and punch in a few different scenarios to see just how effective compounding can be on your money. Imagine how much your investment could be worth over time. In fact, don’t just imagine it – see for yourself! After all, seeing is believing.
That’s easy – YOU! Your family. Anyone who wants to make more money, build up wealth for the future. For retirement. For special occasions. For once in a lifetime vacations, in fact anything that requires a major investment. Basically, compound interest accelerates the growth of any and all of your assets. It allows you to grow a sum of money (or more than one sum) faster than you can with simple interest. That’s because you will be earning returns not just on the money you invest but the returns at the end of each compounding period. This means you won’t need to save anywhere near as much money to achieve your objectives. Remember, Salvataggio money is non the goal here at Investment Mastery. Showing you how to GROW & MULTIPLY it, is. Compounding your investments will do this. And is the only really effective way to do so. There is nothing else like it in the world.

It’s useful to get your head around the term “effective annual interest rate” because it’s the actual annual rate of interest earned on your investment. It takes into account the effect of compounding interest and any fees or charges associated with it. It therefore represents the true annual earnings rate of your investment after factoring in compounding interest and fees. This makes it different from the nominal rate which doesn’t account for these factors. For investments with interest compounded more than once per year, the effective rate will be higher than the stated rate. For example, a 12% nominal rate with monthly compounding has an effective annual rate of 12.68%. The effective rate is a more accurate measure of the true return than the nominal rate. It’s also a powerful indicator of just how miraculous compounding is and why EVERYONE should be making the most of it with their investments  

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