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As everyone knows – the stock market is where people invest their money and become millionaires!
Im Moment könnten wir alle etwas von diesem Glück gebrauchen.
Of course, it’s not as easy as that.
But as the cost of living puts more pressure on your finances, you may be thinking seriously about investing in stocks as a way to make extra money.
Here are some vital questions to ask yourself before leaping into stock investments.
How does stock market investing work, and what are the key things to understand?
Als Erstes muss man verstehen, dass Investitionen in Aktien immer mit einem gewissen Risiko verbunden sind.
That’s because you make money only when the market moves up and your stock price, therefore, goes up, and you can sell that stock to make a profit.
Now, most people think that when the opposite happens and the market moves down, and your stock price goes down that it’s time to sell because you will lose your money.
That is what most people do. But that is not the right way to think about it.
The very important and fundamental thing to understand about investing in the stock market is that the market always goes up, always goes down, and always goes back up!
That is the way it works.
Und Sie verlieren immer nur dann Geld, wenn Sie verkaufen, wenn der Preis gefallen ist. Wenn Sie nicht verkaufen, verlieren Sie nichts.
Das Verständnis dieser grundlegenden Psychologie wird Ihnen enorm helfen.
Mit anderen Worten: Man kann nicht mit Angst und Furcht ins Investieren und Handeln einsteigen.
It may seem scary at first, but that is why it’s wise to seek education and possibly even attend an Investitionskurs.
There are also some keywords to get familiar with, such as – asset class, market cap, liquidity, diversification, fear and greed, stock market indices, bid-ask, risk-reward, stop-order, and spread-betting, among others.
But don’t be put off. These are all very simple to understand with practice – it’s just wise to at least get a basic idea of what they mean because you will hear these terms a lot when investing and trading.
MASTER YOUR MONEY LIKE THE RICH!
Warum möchte ich an der Börse investieren?
As mentioned earlier, most people invest in the stock market to make money.
Fair enough. But it will help you a lot to delve a little deeper and ask yourself exactly why you want more money and what you want to do with it.
Es hilft, ein Ziel zu haben. Weil es Ihren Geist darauf konzentriert, dieses Ziel zu erreichen.
As you will discover, the more you learn, having a strong mindset as quickly as possible will allow you to approach investing and trading with confidence.
Natürlich liegt Ihre Motivation möglicherweise nicht nur darin, mehr Einnahmen für den Cashflow zu generieren. Vielleicht möchten Sie mehr Geld für Ihren Ruhestand oder als Anzahlung für ein Haus verdienen.
At the time of writing, and with banks and building societies withdrawing mortgages, investing to make money for a deposit might be your only way to get that deposit money together.
Welche Renditen können Sie also durch Investitionen und Handel erwarten?
Im Durchschnitt sind es 10% pro Jahr. Das hört sich vielleicht nicht viel an und wäre es sicherlich auch nicht, wenn Sie nur in EINE Aktie investieren würden.
So the trick is to invest in many and across different companies and industries and things like gold and silver and oil.
Dabei handelt es sich um sogenannte „Vermögenswerte“.
The thing with setting a clear goal is it will help manage your risks, and overall support you in becoming a profitable investor.
Was bin ich bereit zu riskieren?
Es ist wichtig, das Risiko ernst zu nehmen. Eine goldene Regel lautet: Riskieren Sie nur das, was Sie sich leisten können.
Das Letzte, was Sie sich wünschen, ist, in finanzielle Schwierigkeiten zu geraten, weil Sie zu viel riskiert haben.
Deshalb ist es wichtig, einen festen Betrag für Ihre Investition bereitzustellen.
Auch hier geht es darum, diszipliniert zu sein und sich an einen guten Investitionsplan zu halten.
Das Anlagerisiko variiert.
With a savings account, the risk is virtually zero because interest rates are so low – sometimes as little as 0.2%. You simply are not going to lose very much… but neither will you make very much.
And when inflation outstrips savings rates, a savings account is pretty useless… and probably why you are looking to invest and trade.
On the other hand, there are high-risk investments available that can make you more money and more quickly – but you must understand what those sorts of plans or schemes are because they can be complex and tricky to comprehend properly.
Kann ich wissen, wo mein Geld investiert wird?
Ja, du kannst. Aber wissen Sie etwas über dieses bestimmte Unternehmen oder diese Nische?
Auf dem heutigen Aktienmarkt ist es sehr einfach, Aktien vieler bekannter Namen und sogar großer Banken selbst zu kaufen.
For instance, for most of 2022, you could buy shares on Facebook, Amazon, PayPal, Johnson & Johnson, Caterpillar, Medifast, and even Goldman Sachs, among many others.
You could buy their stocks because their prices came crashing down making them very affordable for the ordinary person.
Kluge Anleger zögerten nicht. Warum? Denn es ist sehr unwahrscheinlich, dass diese Art von Unternehmen in Konkurs gehen. Daher ist es sehr unwahrscheinlich, dass Sie Ihre Investition verlieren.
And because these companies are highly likely to recover (remember the market goes up, down, up) then the value of the stock you own with any of them is going to go up.
That’s when you sell and make your profit as any investing course will tell you.
Do that over many household names, and, well, your chances of meeting your overall investment target are looking good.
Abschluss
Investing in the stock market is a great vehicle for achieving financial targets and needs.
But you must ask yourself these basic questions before making a start, as they will help you start right.
